Roof Inspection For Insurance: What To Know

Regular roof inspections are the best way to identify a small problem before it turns into a larger one. But even more important: it can keep your family safe in the case of an emergency. From hurricane force winds and rain, to intense sun and heat, some of the most common roofing problems are caused by Florida’s harsh weather conditions.

Why Do I Need a Roof Inspection?

Insurance companies require a roof inspection before acquiring home insurance. So if you’re buying a new house or looking for a new home insurance policy, you’re going to need to contact a roof inspector near you. To an insurance company, a healthy roof versus an older roof is often the difference between approving a homeowners insurance policy or denying one. Which is why a thorough roof inspection is your best means of proving your roof is worthy of your policy.

What Does a Roof Inspection Include?

When you contact Stanley’s to get your roof inspected, our highly trained team will create a detailed inspection report based on key areas of concern. We’ll look on the roof, in your attic, and at your interior ceilings, which includes:

  • Checking the condition of soffit and gutters.
  • Inspecting the grout and seals around chimneys, skylights, and vents.
  • Examine your roofing materials whether it’s shingle, tile, or metal. We’ll look for missing or damaged shingles, metal rust, or algae growth.
  • Looking for signs of leaks, including water stains, wood rot, mold, or pests.
  • Checking the underlayment and flashing for signs of damage.

DIY Inspections vs. Professional Inspections

You may be wondering: “Can I just inspect my own roof?” Some homeowners can spot signs of damage without climbing on the roof. But other types of damage are not as visible to the untrained eye, so it’s important to get a professional opinion. If your roof is relatively new (less than five years old), shows no signs of interior leaks, and hasn’t been exposed to any severe weather events since the last time it was inspected, a visual inspection from the ground and a quick check for leaks in your attic will be sufficient. In any other case, however, a comprehensive roof inspection should be completed by a roofing professional who knows what to look for and can answer any questions you may have.

How Often Should My Roof Be Inspected?

After a hurricane or strong storm, most homeowners realize they might need to get their roof inspected for damage. But that shouldn’t be the only time you consider your roof’s health. For Florida residents, the most vital time of year to have your roof inspected is the spring, before hurricane season kicks off and the rainy season begins so you can work to prevent storm damage.

Contact Stanley’s for Your Roof Inspection

The team at Stanley’s Roofing is committed to honesty, transparency, and quality in every aspect of a roofing project — starting with the inspection. Our roofing professionals will provide a detailed report, which will list:

  • The roof’s condition
  • Any recommended repairs
  • Any concerns of a roof failing
  • How much longer we expect the roof to last

We’ll also provide clear pricing estimates on our recommendations for repairs or replacements. From there, we get to work providing you with a roof that is built to withstand even the harshest Florida weather. Contact us today to schedule your inspection to keep your home and family safe.

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